AI Data Intelligence Engine

Automated validation, cross-referencing, anomaly detection, and audit intelligence across all data sources

AI Active

Documents Processed

156

This audit cycle

Data Points Validated

2.4M

Across all sources

Anomalies Detected

847

23 critical

Cross-References Verified

12,340

99.1% match rate

AI Confidence Score

94.7%

Weighted average

Time Saved

1,240 hrs

vs manual audit

Real-Time Validation Dashboard

Live AI validation activity feed

Filter:

Smart Document Fingerprinting

AI auto-identifies document types from uploaded files

12 docs classified this week

Document	AI-Detected Type	Confidence	Period	Authenticity
NAV_Statement_Mar2026.pdf	NAV Statement	99.2%	March 2026	98.5%
Custodian_Holdings_Q4.xlsx	Custodian Report	97.8%	Q4 FY26	97.2%
RTA_Folio_Data.csv	RTA Transaction Log	96.5%	March 2026	96%
SEBI_Circular_2026_03.pdf	Regulatory Circular	98.9%	March 2026	99.1%
Board_Resolution_AGM.pdf	Board Resolution	94.3%	FY2025-26	92.1%
TER_Computation_Feb.xlsx	TER Workbook	97.1%	February 2026	97.8%
AML_Screening_Report.pdf	AML Report	95.6%	March 2026	95.3%
Valuation_Agency_Prices.xlsx	Bond Valuations	98.4%	27-Mar-2026	99%

Cross-Document Reconciliation Matrix

Reconciliation status between all data sources

Fund Accountant

Custodian

RTA

Depository

Exchange

Valuation Agency

Fund Accountant

—

99.2%

98.8%

97.5%

99.1%

99.6%

Custodian

99.2%

—

98.5%

96.8%

98.9%

99.3%

RTA

98.8%

98.5%

—

97.2%

98.1%

98%

Depository

97.5%

96.8%

97.2%

—

95.3%

97%

Exchange

99.1%

98.9%

98.1%

95.3%

—

99%

Valuation Agency

99.6%

99.3%

98%

97%

99%

—

Matched (>98%)

Minor Variance (96-98%)

Break (<96%)

Anomaly Detection Engine

ML-detected anomalies with severity and confidence

ID	Type	Description	Scheme	Confidence	Severity	Status
AN-001	Volume	Unusual redemption spike 3x normal in Liquid Fund	Liquid Fund	96.2%	Critical	Investigating
AN-002	Price	NAV computation used stale price for 2 debt securities	Corporate Bond Fund	94.5%	High	Confirmed
AN-003	Pattern	TER exceeded slab limit by 0.3 bps for 2 consecutive days	Small Cap Fund	98.1%	High	Remediated
AN-004	Price	Inter-scheme transfer pricing deviates 0.8% from VWAP	Flexi Cap Fund	91.3%	Medium	Under Review
AN-005	Timing	Late NAV declaration — published 45 min after cutoff	Large Cap Growth	99%	Medium	Resolved
AN-006	Volume	Single investor redeemed 8% of Liquid Fund AUM in one day	Liquid Fund	97.8%	Critical	Escalated
AN-007	Pattern	Consistent end-of-day buying pattern in last 5 min of trading	Mid Cap Opp	85.4%	Medium	Monitoring
AN-008	Price	Bond valuation difference between agencies exceeds 50 bps	Short Duration Debt	92.7%	High	Under Review
AN-009	Timing	Dividend record date processing delayed by 2 business days	Blue Chip Equity	99.5%	Low	Resolved
AN-010	Pattern	Unusual concentration buildup in single issuer across 3 schemes	Multi Asset	88.9%	High	Investigating

Regulatory Compliance Auto-Mapper

Mapping data elements to SEBI regulations and compliance status

Data Element	Regulation	Section	Requirement	Status	Last Checked
NAV Computation	SEBI MF Regulations	Reg 48	NAV to be computed daily using fair valuation	Compliant	27-Mar-2026 09:15
TER Limits	SEBI Regulation 52	Reg 52(6)	TER within prescribed slab limits based on AUM	Compliant	27-Mar-2026 09:10
Investment Limits	SEBI MF Regulations	7th Schedule	Single issuer limit, sector limit, group exposure	Compliant	27-Mar-2026 08:45
AML/KYC	PMLA 2002	Rule 9	KYC verification and periodic refresh for all investors	Partial	27-Mar-2026 08:30
Valuation Norms	SEBI Circular	CIR/IMD/DF/6/2012	Waterfall approach for debt security valuation	Compliant	27-Mar-2026 09:00
Code of Conduct	SEBI MF Regulations	5th Schedule	Personal trading restrictions and disclosure	Under Review	27-Mar-2026 08:00
Side Pocketing	SEBI Circular	CIR/P/2018/160	Segregation of distressed assets from portfolio	Under Review	27-Mar-2026 07:45
Unit Holder Reports	SEBI MF Regulations	Reg 59A	Half-yearly and annual reports to unit holders	Compliant	26-Mar-2026 18:00

Data Quality Scorecard

Comprehensive assessment across 6 quality dimensions

94.7/100

Overall Quality Score

Weighted across all dimensions

Completeness

96.2%

Are all required data fields populated?

6 schemes missing corporate action data for March 2026. 2 RTA files pending upload for the week ending 21-Mar.

Accuracy

93.8%

Does the data match independent verification sources?

Custodian-depository variance of 200 units in Blue Chip Equity. 3 debt security prices differ by >10 bps between valuation agencies.

Timeliness

91.5%

Is data received within expected timeframes?

Custodian statement for 2 schemes received 4 hours late. Valuation agency prices delayed by 30 min on 3 occasions this week.

Consistency

95.4%

Are values consistent across different data sources?

Minor rounding differences in 62 of 1,24,560 RTA folios. Day-count convention mismatch in 1 debt scheme interest accrual.

Validity

97.1%

Does data conform to expected formats and ranges?

All NAV values within expected range. 2 ISIN codes in exchange data had incorrect check digits — auto-corrected.

Uniqueness

98.3%

Are there duplicate or conflicting records?

3 duplicate transaction entries detected in RTA data — marked for reconciliation. No duplicate folios found.

Predictive Intelligence

AI-powered predictions, recommendations, and focus areas

Risk Predictions

Based on current data patterns, AI predicts...

78% probability of TER breach for Small Cap Fund within 15 days

NAV deviation risk elevated for 3 debt schemes due to rating downgrade watch

65% chance of >$500 Cr outflow from Liquid Fund — redemption pressure building

Document Predictions

AI recommends requesting...

March bank statements (due in 3 days)

Updated credit ratings for 5 debt securities (recent downgrade watch)

Revised TER computation after February AUM change

Audit Focus Recommendations

AI suggests prioritizing...

Critical

Debt valuation for 3 schemes with recent downgrades — material NAV impact possible

High

Inter-scheme transfer review — unusual pricing pattern detected in last 5 transactions

Medium

KYC refresh compliance — 12% overdue for re-verification under PMLA requirements

AI Audit Trail

Immutable log of all AI decisions with reasoning and human override tracking

Timestamp	AI Action	Input Data	Decision	Confidence	Human Override	Auditor
27-Mar 09:15	NAV Validation	Large Cap Growth NAV Statement	Approved — within tolerance	99.8%	No	System
27-Mar 09:10	Anomaly Detection	Corporate Bond Fund accruals	Flagged — deviation exceeds threshold	94.2%	No	System
27-Mar 09:05	TER Compliance Check	Mid Cap Opp TER computation	Compliant — within SEBI slab limits	99.5%	No	System
27-Mar 08:58	Document Classification	Board_Resolution_AGM.pdf	Classified as Board Resolution (94.3%)	94.3%	Yes	Priya Mehta
27-Mar 08:45	Front-Running Screen	Personal trade + scheme trade data	Alert — INE002A match within blackout window	87%	No	System
27-Mar 08:30	Custodian Reconciliation	Blue Chip Equity holdings	Break — 200 unit variance escalated	97.1%	No	System
27-Mar 08:15	Rating Change Monitor	CRISIL rating feed	3 downgrades detected — valuation impact flagged	96.8%	No	System
27-Mar 08:00	KYC Compliance Scan	Investor master database	1,852 investors overdue for re-KYC	95%	No	System
26-Mar 18:30	Exit Load Verification	342 redemption transactions	All computations verified — zero errors	99.7%	No	System
26-Mar 18:00	Sector Limit Monitor	Flexi Cap Fund holdings	Watch — tech sector at 23.8% (limit: 25%)	88.5%	Yes	Amit Patel