Enterprise Risk Dashboard

Comprehensive risk monitoring across market, credit, liquidity, and operational dimensions

Schemes at Risk

2 High, 2 Moderate

Avg VaR (1-day, 95%)

2.3%

Portfolio weighted average

Stress Test Pass Rate

92%

22 of 24 schemes pass

Concentration Index (HHI)

0.08

Well diversified (<0.15)

Risk Heatmap

	Critical	High	Medium	Low
Market	1	3	8	12
Credit	0	2	5	17
Liquidity	1	2	6	15
Operational	0	1	4	19
Regulatory	2	3	7	12
Concentration	0	2	5	17

Low

Medium

High

Critical

Stress Test Results

Mild Stress

-5.2%

Moderate Stress

-14.8%

Severe Stress

-28.7%

Scheme Risk Summary

12 schemes

Scheme Name	Category	VaR (%)	Duration	Credit Quality	Liquidity Score	Overall Risk
Large Cap Growth Fund	Equity - Large Cap	1.8%	-	AAA	95	Low
Mid Cap Opportunities Fund	Equity - Mid Cap	3.2%	-	AAA	88	Moderate
Small Cap Discovery Fund	Equity - Small Cap	4.5%	-	AAA	72	High
Flexi Cap Fund	Equity - Flexi Cap	2.4%	-	AAA	91	Low
Short Duration Fund	Debt - Short Duration	0.4%	2.1Y	AA+	96	Low
Corporate Bond Fund	Debt - Corporate Bond	0.8%	3.4Y	AA	89	Low
Credit Risk Fund	Debt - Credit Risk	1.5%	2.8Y	A+	65	High
Dynamic Bond Fund	Debt - Dynamic	1.2%	5.2Y	AA+	82	Moderate
Liquid Fund	Debt - Liquid	0.1%	0.1Y	AAA	99	Low
Balanced Advantage Fund	Hybrid - Dynamic	1.6%	1.8Y	AA	90	Moderate
Equity Savings Fund	Hybrid - Equity Savings	1.1%	1.2Y	AA+	93	Low
Multi Asset Fund	Hybrid - Multi Asset	2.0%	1.5Y	AA	85	Moderate

Top 10 Holdings Concentration

Total: 53.1% of NAV

Reliance Industries LtdEnergy

8.2%

HDFC Bank LtdBanking

7.5%

Infosys LtdIT

6.8%

ICICI Bank LtdBanking

5.9%

TCS LtdIT

5.4%

Bharti Airtel LtdTelecom

4.7%

ITC LtdFMCG

4.2%

L&T LtdInfra

3.8%

Axis Bank LtdBanking

3.5%

SBI LtdBanking

3.1%

Redemption Pressure

3.2%

of AUM / day

Current Rate

3.2%

Rs 1,840 Cr / day

Historical Avg

2.1%

Rs 1,210 Cr / day

Elevated Redemption Pressure

Current rate is 52% above historical average. Small Cap and Mid Cap schemes showing highest outflows.

Top Redemption Pressure by Scheme

Small Cap Discovery

5.1%

Mid Cap Opportunities

3.8%

Credit Risk Fund

3.2%

Equity Savings Fund

1.5%